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Intermediate Lesson 4 of 6

Valuation multiples

Quick yardsticks for what a stock costs — P/E, P/S, P/B, and EV/EBITDA.

You found a stock at $50. Is that cheap or expensive? The price alone can’t say — $50 is a bargain for one company and a fortune for another. Valuation multiples turn price into something comparable by measuring it against the business behind it.

P/E — the workhorse

The price-to-earnings ratio divides the share price by earnings per share:

P/E = price ÷ EPS

A P/E of 20 means you pay $20 for each $1 of annual earnings. A high P/E says the market expects strong growth; a low one signals caution — or a bargain. P/E only works for profitable companies, and it varies hugely by industry and growth rate, so compare like with like.

When earnings don’t work

”Cheap” is always relative

A multiple is never cheap or dear on its own — only versus something: the company’s own history, its competitors, or its growth rate. A P/E of 30 can be reasonable for a fast grower and reckless for a shrinking one. Our P/E valuation tool lets you play with this directly.

Case study: the dot-com P/E mania

At the height of the dot-com bubble in 1999–2000, multiples detached from reality. Investors, convinced the internet changed everything, paid extraordinary prices for revenue — or even for no revenue. Some leaders traded at P/E ratios of 100, 200, or more (and many hot startups had no earnings at all, so they had no P/E to speak of — people fell back to ever-flimsier metrics like “eyeballs”).

A P/E of 200 implies you’d wait 200 years of current earnings to be repaid — only justifiable by truly explosive, sustained growth. For most, that growth never came. When sentiment turned in 2000, those rich multiples collapsed: the Nasdaq fell roughly 78% from its peak, and many darlings went to zero.

The survivors are instructive too — a few (like Amazon) grew into their lofty multiples over decades. But you couldn’t tell winners from losers at a P/E of 200. The episode is the textbook reminder that a high multiple is a bet on a specific future, and paying any price for growth is how bubbles end.

The takeaway

Multiples — P/E, P/S, P/B, EV/EBITDA — are fast yardsticks for what you’re paying relative to earnings, sales, assets, or cash flow. They’re comparisons, not verdicts: always judge a multiple against peers, history, and growth. (This is education, not investment advice.)

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Educational content — not yet expert-reviewed. This is education, not financial advice.

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