Asset allocation

Find your mix.

Your asset allocation — the split across stocks, bonds, and cash — is the biggest driver of a portfolio's risk and return. Drag the weights and see how the trade-off shifts. The returns are assumptions, not forecasts.

Asset-allocation explorer

Set a stocks / bonds / cash mix and see its blended expected return, a rough risk level, and a long-run projection. Returns are illustrative assumptions (stocks 7%, bonds 3%, cash 1%), not forecasts.

Starting amount ($)

Years

Stocks (weight)

Bonds (weight)

Cash (weight)

Stocks · 60%
Bonds · 30%
Cash · 10%

Blended expected return5.2%

Risk level: HighProjected in 25 yrs: $35,514

Educational only — not financial advice. The per-asset returns are rough long-run illustrations; real returns vary, aren't guaranteed, and this simple model ignores correlations and inflation.